Cryptocurrency Merchant Processing

High-Risk Industry

Payment processing for crypto exchanges and blockchain businesses

Cryptocurrency payment processing

Cryptocurrency Exchange Merchant Processing

The cryptocurrency industry has evolved into a trillion-dollar market, yet crypto businesses face significant challenges obtaining traditional payment processing. Banks remain wary of volatility, regulatory uncertainty, and AML concerns. HighRiskChamps provides specialized merchant processing for cryptocurrency exchanges, trading platforms, wallet services, NFT marketplaces, and blockchain businesses.

Why Crypto Businesses Are High-Risk

  • Regulatory Uncertainty: Evolving regulations and compliance requirements
  • AML/KYC Concerns: Enhanced due diligence requirements
  • Market Volatility: Price fluctuations and risk exposure
  • Fraud Risk: Irreversible transactions and scam concerns
  • International Scope: Cross-border complexity
  • Banking Relationships: Many banks refuse crypto businesses
  • Chargeback Risk: Disputes over crypto purchases

Crypto Businesses We Support

Exchanges & Trading

  • Cryptocurrency exchanges
  • P2P trading platforms
  • OTC desks
  • DeFi platforms
  • Crypto ATM operators

Services & Products

  • Wallet providers
  • NFT marketplaces
  • Mining operations
  • Staking platforms
  • Crypto payment processors

Crypto Payment Solutions

  • Fiat On/Off Ramps: Enable USD/EUR to crypto conversions
  • Multi-Currency Support: Process 50+ fiat currencies
  • Bank Transfers: Wire, ACH, SEPA integration
  • Card Processing: Accept credit/debit for crypto purchases
  • Compliance Suite: KYC/AML tools and transaction monitoring
  • API Integration: RESTful APIs for seamless integration

Features for Crypto Businesses

Crypto Business Advantages

  • ✓ Instant settlement options
  • ✓ Multiple banking relationships
  • ✓ High-volume capacity (no limits)
  • ✓ 24/7 transaction processing
  • ✓ Blockchain-friendly banking partners

Compliance Requirements

  • Money transmitter licenses (where applicable)
  • FinCEN registration (U.S. businesses)
  • Robust KYC/AML procedures
  • Transaction monitoring systems
  • Compliance officer designation

Crypto Processing Rates

Service Type Processing Rate
Licensed Exchange 3.5% - 5% + $0.30
NFT Marketplace 4% - 6% + $0.35
Crypto ATM 2.5% - 4% + $0.25

Payment Solutions

Specialized services for cryptocurrency businesses: