Vape & E-Cigarette Merchant Processing Solutions

The vaping industry has grown to $20+ billion globally despite facing increasing regulations and payment processing challenges. Traditional processors often decline vape businesses due to age restrictions, regulatory uncertainty, and association with tobacco products. HighRiskChamps specializes in providing stable, compliant payment processing for vape shops, e-cigarette retailers, e-liquid manufacturers, and online vaping businesses.

Why Vape Businesses Are High-Risk

FDA Regulations: PMTA requirements and changing federal guidelines
Age Restrictions: Strict 21+ verification requirements (T21 law)
State Variations: Different laws and bans across states
Flavor Bans: Restrictions on flavored products in many jurisdictions
Health Concerns: Public perception and EVALI-related issues
High Chargebacks: Online age verification challenges
Product Liability: Potential health-related claims

Vape Businesses We Serve

Retail & E-commerce

Vape shops (brick & mortar)
Online vape stores
E-cigarette retailers
Disposable vape sellers
Vape subscription boxes

Manufacturing & Wholesale

E-liquid manufacturers
Hardware manufacturers
White label producers
B2B distributors
Import/export businesses

Vape Industry Payment Solutions

Card Processing: Accept all major credit/debit cards
ACH Payments: Lower fees for regular customers
Age Verification: Integrated 21+ verification systems
Compliance Tools: PACT Act and Jenkins Act compliance
High-Risk Approval: 98% approval rate for vape businesses
Quick Setup: 24-48 hour approval and integration

Pricing for Vape Businesses

Business Type	Rate Range
Retail Vape Shop	2.9% - 4.5% + $0.25
Online Vape Store	3.5% - 5.5% + $0.30
B2B/Wholesale	2.5% - 3.9% + $0.20

Vape & E-Cigarettes Merchant Processing