Outbound Sales Merchant Processing

Outbound Sales & MOTO payment processing Solutions

The this market segment generates billions in sales annually through telephone order operations, but faces significant payment processing challenges due to regulatory compliance requirements, high chargeback rates, and heightened fraud concerns. MOTO (Mail Order/Telephone Order) businesses require specialized merchant processing that addresses these unique risk factors. HighRiskChamps provides comprehensive payment solutions designed specifically for telemarketing operations, call centers, and telephone order businesses.

Why Outbound Sales Is Considered High-Risk

Outbound Sales and MOTO businesses encounter unique payment processing challenges:

• TSR Compliance: Outbound Sales Sales Rule requires specific disclosure and verification procedures
• Card-Not-Present Transactions: Higher fraud risk without physical card verification
• High Chargeback Rates: Industry averages 2-4% due to customer disputes and buyer's remorse
• DNC Registry Violations: Do Not Call registry compliance and potential fines
• Express Written Consent: Required documentation for automated dialing systems
• State-Specific Regulations: Varying telemarketing laws across different jurisdictions

Types of Outbound Sales Businesses We Serve

Comprehensive MOTO Payment Solutions

• Virtual Terminal Processing: Secure web-based terminal for manual card entry by phone representatives
• IVR Payment Systems: Automated payment collection through interactive voice response
• Call Recording Integration: Payment data capture synchronized with call recordings for dispute resolution
• Address Verification Service (AVS): Real-time address verification to reduce fraud
• Chargeback Mitigation: Specialized tools for managing and contesting telemarketing chargebacks
• Multi-Currency Support: International payment processing for global call center operations
• Membership Billing: Automated subscription management for continuity programs

TSR & Regulatory Compliance

Fraud Prevention for Card-Not-Present Transactions

We implement advanced fraud detection specifically designed for MOTO transactions, including velocity checking, device fingerprinting, IP geolocation, and behavioral analytics to protect your business from telephone order fraud while maintaining high authorization rates.